Weird and Unusual Types of Insurance

Independent Group Agency


by Benjamin Ard on Nov 08, 2013

When paying an exorbitant amount of money for your life, home, and auto insurance, you may have thought once or twice that your insurance companies were doing a great job of scheming you out of your money. Today you can take comfort in the fact that you have at least taken care of yourself and your financial stability in the case of normal, albeit tragic, events. However, there are those that pay even more exorbitant amounts of money for insurance they are likely never to cash in on.

Body Parts

This is far from the strangest type of insurance that exists, but still not worth paying for the majority of us. None of us are expecting anything to happen to any of our body parts, but it goes without saying that it would not be pleasant. Certain celebrities have put millions, even billions of dollars into insuring just a part of their body.

Love Insurance/Wedding Insurance

Wouldn’t it be comforting to know that even if the love of your life walked out on you, you have insurance for that! It is possible to be compensated for the loss of someone not dying, but just leaving you - or perhaps going insane. Or if you are planning to get married but suspect it might not go through, you can even get wedding insurance to compensate you for your bride (or groom) not committing.

Meteor Insurance

We have probably all encountered at least one, even if they were homeless, person that was convinced the world was going to end by meteor. There are some (assumingly not homeless) that have taken out insurance to cover themselves financially if it does happen.


photo credit: T4ch1k0m4 via photopin cc

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