Why Health Insurance?

Independent Group Agency

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by Benjamin Ard on Jan 31, 2014

     

With all of the changes in healthcare starting this year, you might wonder why it’s necessary to even invest in health insurance, especially if you seem to never get sick. While that may be the case, you can never be too careful. Here are the reasons health insurance is important and why even the healthiest of people should have it.

Better Care

Uninsured patients receiving medical care have long proven to receive less care than those that do have insurance. In fact, they get about half as much attention as those with insurance. Even if you are the type to never get sick, if you don’t have insurance you won’t be eligible for as many preventive and screening services. Pregnant women have been known to have fewer prenatal services, as well. And, even if you have a chronic condition like high blood pressure, you are likely to be treated with shorter drug therapy.

Save Money

Those who have insurance are oftentimes given discounts on their hospital bills. For people who do not have insurance, they are expected to pay the full fee, as these discounts do not apply. Some with low income levels can qualify for charity care, but most have to pay out of the pocket.

Improved Health

Studies have proven that those with health insurance are significantly healthier than those without. Because they are able to access the care when they need it, they are able to live longer, healthier lives.

Take care of yourself, and prepare for even the most unexpected circumstances. With health insurance, you are sure to receive better medical care, more savings, and a lifetime of good health. Get a quote today!

 

Photo credit: http://www.insweb.com/

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