---
title: General Liability Insurance & Coverage in California
description: Independent Group Agency offers general liability insurance for small businesses in California. Get covered in minutes with the most competitive rates.
---

# COMMERCIAL LIABILITY INSURANCE

## from Independent Group Agency

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## Protecting your Woodland Hills businesses

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. IGA recommends that all businesses have general liability coverage in place.

- **Professional Liability Insurance (Errors & Omissions)**

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. IGA recommends that all professional and technology companies have E&O coverage.

- **Employment Practices Liability Insurance (EPLI)**

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, IGA recommends considering this type of coverage.

- **Directors and Officers Insurance (D&O)**

D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other business insurance products and services, [call us](/contact) and we’ll help make sure you’re properly covered.

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## Quick Quote

(A form appears here on the HTML version of this page.)

## Insurance Companies

Independent Group Agency represents the following insurance companies.

[Anthem Blue Cross](/service-center#anthem-blue-cross)

[Blue Shield of California](/service-center#blue-shield-ca)

[CA Fair Plan](/service-center#ca-fair-plan)

[CNA](/service-center#cna)

[Foremost Insurance](/service-center#foremost)

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## Ready to Get Started?

Independent Group Agency can help you find the right commercial liability insurance policy. Contact one of our helpful team members or start your quote online today.

[Contact Our Office](/contact)

[Start Your Free Quote](/business-insurance/liability-insurance/quote)

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